Last Minute Excess Coverage Info

Only a few days left to renew your excess coverage! If you are an existing customer, the renewal period is open until June 30th, 2025. If you are a new customer, applications can be submitted until July 31st, 2025.  

CLIA’s Voluntary Excess Program (VEP) offers the flexibility of additional coverage limits, extending up to $35 million per claim, with an annual aggregate limit of $35 million. Coverage options under the VEP include limits of $1 million, $2 million, $3 million, $4 million, $6.5 million, $9 million, $14 million, $19 million, $24 million, $29 million, and $34 million, in excess of a $1 million base. See our Excess Insurance page for an overview of the program and for information to help you determine if you need excess coverage.  

In addition, CLIA continues to offer a stand-alone cyber insurance product with higher limits than the cyber coverage we offer with the mandatory insurance. The stand-alone cyber insurance can be purchased in conjunction with the excess liability coverage or on its own. See Cyber Insurance Overview materials for more information.   

 

Ready to apply? The online application to apply for excess Insurance products can be completed by going to the Excess insurance section of the CLIA website.   

Before Applying, collect the following: 

  • Details on disciplinary proceedings or disbarments involving firm lawyers. 

  • Claims reported in the last 12 months (for renewals) or last five years (for new applications). 

  • Knowledge of potential claim circumstances not yet reported. 

For cyber coverage applications, firms must meet certain eligibility requirements. Some of the questions in the application form may require the assistance of your IT department. Contact cliacyber@ar-services.ca to receive the questions in advance if needed. 

Existing Customers 

  • The renewal period remains open until the end of June each year. 

  • Pricing may vary annually—request a quote before applying. 

  • Sign in to your account to access the pre-populated application form. Please update any information as needed. 

New Customers 

  • Submit applications until the end of July. Applications submitted after this period will be prorated (note that cyber coverage cannot be prorated). 

  • Request a quote before applying. 

  • Create an account to access the application form when you're ready. 

Visit the Excess Insurance section of the CLIA website to get a quote and apply. 

Need More Information? To learn more about our excess coverages please check out our helpful resources on our website, including FAQs on the following topics: 

 

If you have any questions, please contact us at service@clia.ca

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